I recently had coffee with Tina Woodcock, a Senior Loan Officer with Delmar Financial, in Winter Park, Colorado. Although Tina is fairly new to the area, she has been a lender since 2007, and working in Grand County for the past year.
Tina's passion for helping the residents of Grand County was evident throughout our conversation. She is currently working on introducing the CHFA Advantage Loan program which offers up to a 4% forgivable down payment assistance grant - http://www.chfainfo.com/homeownership/down-payment-assistance. Forgivable means you don't have to pay it back - that's free money!
Tina also participates in the Homes for Heroes program. This program helps firefighters, law enforcement, military, healthcare workers and teachers. Through this program, Tina offers these heroes a $500 discount!
If you are thinking of purchasing a home, Tina recommends you talk to a lender 4 to 6 months in advance. It can take time to save, get your credit in order, and it is helpful to know what you can afford before you start looking.
Originally from the east and more recently, Indiana, my husband and I have been vacationing here since the early 1990's. In 2013, we purchased a second home in Fraser. Our twin boys, who have been ski racing since a young age, joined the Winter Park Competition Center Full-Time Academy in 2014 and their passion for competing prompted us to relocate to Winter Park permanently. I enjoy hiking, skiing, biking, photography, and teaching Spinning and Pilates. I chose a career in Real Estate to share my love for Winter Park and help others find their perfect mountain home!