New Homebuyer Tips From A Local Lender In Winter Park Colorado

New Homebuyer Tips From A Local Lender In Winter Park Colorado

I recently had the opportunity to sit down with Bob Casals, owner of Casals Financial here in Winter Park, Colorado.


Did you know that Bob has been originating real estate loans in Grand County since 1998? He says the most important tip for first time homebuyers is to take the Grand County Homeownership Class. This class is offered monthly through the Grand County Housing Authority. You can find the schedule on the Grand County Housing Authority's website: http://co.grand.co.us/424/Home-Buyer-Education-Classes.  These classes are free to the public and are required for many types of loans including FHA, USDA, and Fannie Mae Home Remedy loans. 


You can also take the class on-line through the Colorado Housing and Finance Authority - http://www.chfainfo.com.


Bob says it is also important to be able to explain where your funds for purchasing a home are coming from. Any money used for purchasing your home needs to be in your bank account for 60 days (or more). If the funds are a gift from a relative you will need a gift letter and documentation of the transfer of the gift.


Finally, it can be very helpful to get pre-qualified. Bob recommends you pay down as much debt as you can to help increase your credit score.


Have questions? Feel free to give Bob a call at 970-887-3870.

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Regulated by the Division of Real Estate NMLS # 376293



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Phone: 812-290-7554
Dated: November 3rd 2017
Views: 563
About Mary: Originally from the east and more recently, Indiana, my husband and I have been vacationing here sin...

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